The Marina business is dynamic and features a very wide variety of client services, requirements based on geography and scope and seasonality of operations. While Marinas come in all shapes and sizes, one thing rarely varies – boat owners are demanding and want to be treated with “kid gloves.”

C L Frates and Company understands this because we have provided Marinas with expert risk management and insurance services for many years. We believe owners should be as demanding of your insurance program as boat owners are demanding of you. We also understand that because Marina operations are varied, insurance programs need to be customized because one size does not fit all.

We provide insurance programs for Marina operations that include:

• Boat repair, maintenance, rental, leasing, storage and in-water services
• Sale of fuels, lubricants and other merchandise
• Restaurant and bar operations
• Guest lodging and swimming pools
• Full range of dock utilities
• Both seasonal and full year operations
• Charter services

The services C L Frates provides to Marina owners every day includes:

• Full scale risk management assistance to identify and help address actual and potential sources of loss
• Business Income/Business Interruption analysis to assure proper protection
• Full scope of Property Insurance to cover the broad range of owned, rented and leased property at your Marina
• Marina Operator’s Legal Liability coverage to protect you when handling others boats
• Pollution coverage
• Full protection for your Electronic Data Processing equipment
• Strong advocacy in the event of a claim