Home Builders Business Insurance
Oklahoma Home Builders Insurance Program
An Insurance Program organized and endorsed by the Central Oklahoma Home Builders Association
C. L. Frates understand the special needs of builders and sub-contractors. We have 40 years of experience service the insurance needs of the Oklahoma Home Builders Association. Our coverage is specifically designed for all Oklahoma Association members to include associates and sub-contractors.
Program Features Include:
- Broadest Standard Coverage in Oklahoma
- One Stop Shop for You and Your Subcontractors
- New Aggressive pricing
- Online Applications Available
- Prompt, Personalized Service
- Available to All Oklahoma Home Builders
For most builders our program will offer lower premiums and broader coverages. We have created a stable and reliable insurance market for Association members with a financially solid Oklahoma carrier. Workers compensation coverage is available for all eligible members regardless of their modifier. We deliver a certificate database that tracks sub-contractors insurance coverage that is available to all members with a click on the COHBA website.
Check out the COHBA Endorsed Plan that includes:
- Workers Comp
- General Liability
- Property
- Auto
- Builder's Risk
- Umbrella
C. L. Frates and Company provides a transparent relationship, data exchange and program management with ONE insurance company. We have a specially designated Claims and Loss Control resources assigned to COHBA program participants.
Close to a hundred of your fellow Oklahoma Association members have already elected to switch their business insurance to the COHBA PROGRAM and we would also like to have an opportunity to earn your business. Give us that opportunity. I think you'll be glad you did.
Download Applications
Testimonials
Mark Dale, Owner Carriage Homes; Past President COHBA and OSHBA
Bob Bowles and C.L. Frates and Company have managed my insurance needs for the past thirty years. They are very pro-active as to the service they provide whether its claims management, premium cost control or in suggesting other coverages that could help cover any risks my business may have. I would recommend them to any one in the construction business.
Steven Allen, Owner Allenton Homes; Current Treasurer of COHBA
Bob Bowles and C.L. Frates and Company seem to be right there when I have a claim, an unclear coverage question or during a year end premium audit. Premiums have been stable during my four years with them. It’s reassuring when you have a lifetime COHBA Board Member overseeing your insurance needs. When anyone asks I don’t hesitate to recommend Bob Bowles and C.L. Frates and Company.
