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Business
to Business
[June 2008]
Be Aware of Your Liabilities in Hiring Temporary Employees.
Bear in
mind that non-discrimination, workplace safety, and unfair labor
practices standards apply to temps as well as permanent employees.
Identify and Manage Potential Risks Not Covered by Workers
Comp. As insurance professionals, we can help you protect
your business against these perils.
Take Steps to Reduce the Risk of Sexual Harassment
Liability. Create, publicize, and enforce a comprehensive
sexual harassment policy.

Construction
[June 2008]
For Hazardous Substance Removal, Know Your CERCLA Liability.
Complying with the Comprehensive Environmental Response,
Compensation and Liability Act (“Superfund”) could cost you big
bucks. Guard against Substance Abuse Costs with Alcohol- and
Drug-Free Program. An effective program should include
these five elements. Managing Construction Risks through
Noninsurance Methods. Five ways to control your risks
without using insurance.

Reducing Your
Risk
[June 2008]
Workers Comp Rate Cuts Could Boost Premiums.
Curbing Workplace Drug and Alcohol Abuse. Follow
these guidelines to create, and maintain, an on-the-job drug and
alcohol abuse program. Are Multi-Year Policies a Good
Choice? Before buying multi-year coverage, ask yourself
these questions. Records Management for Disaster Planning.
The more easily you can retrieve essential documents after
disaster strikes, the better.

Professional
Insurance
Efforts to Combat Identity Theft. These guidelines can help
you protect confidential client information. Professional
Liability Insurance: Yes or No? Does your business need
this comprehensive protection? Thinking About EPLI.
When considering Employment Practices Liability Insurance, ask these
questions. Assess Your E&O Risk and Coverage. A
comprehensive Directors & Officers Liability program can help you
attract, and keep, quality people.
Angry Employees Can Cost You. Five ways to reduce
litigation by disgruntled workers. Formal Documentation Can
Reduce Risk. Review your documentation procedures to curb
the possibility of an errors and omissions claim.
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