| C. L. Frates Main Line | (800) 221-1825 | (405) 290-5600 |
| Main Fax Line | (405) 290-5701 | |
| Automated Benefit Verification | (800) 842-4351 | (405) 290-5612 |
| OSMA Health | (888) 244-5096 | (405) 290-5666 |
| Agency Claims 24/7 Assistance | (405) 290-5703 |
| Frates Benefit Administrators | (800) 850-7166 | (405) 290-5696 |
| Automated Benefit Verification | (800) 842-4351 | (405) 290-5612 |
| Sales and Marketing | (866) 304-5628 | (405) 290-5646 |
| FBA Main Fax | (405) 557-5590 | |
| FBA Customer Service/Claims Fax | (405) 557-5592 | |
| FBA Members Services Fax | (405) 557-5591 | |
| FBA Utilization Management | (855) 253-7283 | (405) 290-5602 |
| Frates Reinsurance Intermediary | (203) 629-5600 | |
| OSMA Health | (888) 244-5096 | (405) 290-5666 |
| OHA Insurance Agency | (855) 290-5600 | (405) 290-5690 |

C. L. Frates and Company
5005 North Lincoln Boulevard
Oklahoma City, OK 73105
C. L. Frates and Company
P.O. Box 26967
Oklahoma City, OK 73126-0967
Frates Benefit Administrators
P.O. Box 269001
Oklahoma City, OK 73126