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Customized plans. Like-minded people.
Have you ever felt like something was made for you? Like someone knew exactly what you were thinking and, better still, had thought of the things you hadn't? At C.L. Frates, it's more than just a feeling. It's a fact. Each member of the C.L. Frates staff is a licensed insurance agent in good standing with the State of Oklahoma. In addition, extensive internal training for all members of the company is scheduled through the year on a variety of topics and specific industries. Our agents don't just understand your industry, they understand your company. They understand you. It's the difference between service and specialization.
Our broad-ranging areas of specialization provide service to thousands of clients -- locally to internationally.
Oil and Gas Industry Manufacturing and Industrial
Ocean Marine/Cargo Healthcare
City/State Organizations Stationery and Office Supplies
Marinas Financial Institutions
Construction Property Management and Lessor's Risk
Transportation Hospitality
Museums and Educational Facilities Small Business Owners
Creative solutions. Larger network of resources 
Because we act as an independent third party with no obligations, financial or otherwise, to any singe insurance company, you can be sure that our concern is not with the volume of our sales, it's the value that our programs deliver. The relationships and trust we've built with insurance companies over the past 80+ years have allowed us exclusive authority in many situations to provide the underwriting for our customers directly. This is a privilege to which many companies have not been entrusted - and one that saves you time and money. It's just another one of the reasons why we say that when you work with us, you can expect a custom approach -- not a customary one.
Just a few of the specialized services and programs C.L. Frates has created for our clients:
  • Oklahoma Home Builders Program
  • Credit/Debit Card Issuers Policy
  • Merchant Indemnity Policy
  • Identity Theft Policy
  • Oklahoma State Medical Association Business Owner and Workers Compensation Program
  • Oklahoma Hospital Association Liability Program
  • Long-term Care Operator's Program
Message

Our vision: Our passion is building trust in every customer relationship by delivering innovative financial and business solutions.
We listen. We promise. We deliver.

PO Box 26967  | Oklahoma City, OK  73126  |  Phone: 405.290.5600  |  800.221.1825  |  Fax: 405.290.5701