Information Systems Division

C.L. Frates and Company has invested millions of dollars in a state-of-the-art insurance industry computer system. In addition, our programming staff has developed highly specialized software applications that make the marketing, underwriting, policy issue, claims handling, accounting, management reporting and convention statement preparation for captive property and casualty insurance companies far more efficient and economical than traditional insurance company systems, which are often not well suited to captive operations. Offering these efficiencies, economies, and substantive improvements in information processing are important reasons for the success of Frates customers' self-insured and captive insurance programs.

| Corporate Offices: Oklahoma City | Offices: Connecticut, Maryland, Iowa, Texas, Mississippi |