C. L. Frates and Company is composed of four divisions devoted to providing the complete spectrum of insurance and Risk Management Services: Property and Casualty, Health, Life and Self Insurance , Captive Management and Reinsurance.

Insurance Services

C. L. Frates and Company is a leading provider of Risk Management services, insurance and reinsurance brokerage and Captive Management.

Captive Management

C. L. Frates and Company has designed and created Captives for corporations and associations for 50 years.

We listen, We Promise, We Deliver

Benefit Administrators

As independent third party administrators and experts in the field of employee benefits, C. L. Frates and Company offers a full range of services to help your organization determine and establish Health and Life Insurance strategic objectives.

Reinsurance Services

C. L. Frates and Company has provided reinsurance solutions and access to the global reinsurance markets for its customers since 1978.

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